Personal
Personal Loans
Cash for just about anything!
- Monthly payments that fit your budget
- Preferred interest rates with an automatic loan payment from your Gate City Bank checking account
- Borrow for almost anything - cars, home improvements, education and colleges expense, furniture, vacations, bill consolidation, appliances and more
Lot Loans
Finance your real estate lot while you prepare to build your dream home.
- Two payment options are available
- The rate is fixed
Student Loans
The road to a better life starts at college. We'll help you or your child get there.
- Ask us about student loans
- Go to StudentLoansOnline for help
Share Loans
A consequence-free way to access cash in CDs.
- Borrow from your Gate City CD without early withdrawal penalties
- Continue to earn interest on your CD balance








