Who should I contact if my funds don’t show up two days early?

If you have questions, please contact us and a team member will be happy to help you!

Related Questions

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.

Whether it’s savings, checking or a certificate of deposit (CD), we make opening a business account incredibly easy. Simply visit with one of our treasury management consultants to secure the option that works best for you, or stop by one of our convenient locations to get started!

We May Request Some Things.

It may be important that we receive copies of specific documents and certificates from you. Depending on the nature of your business, we may ask you for the following information:

Partnership

  • Partnership agreement
  • Partnership registration
  • Government-issues license
  • Fictitious name certificate

Corporation

  • Articles of incorporation
  • Corporate bylaws
  • Meeting minutes

Organization or Association

  • Meeting minutes
  • Trade name certificate
  • Organization or association articles or bylaws

Limited Liability Company (LLC)

  • Articles of organization
  • Operating agreement
  • Meeting minutes
  • IRS EIN letter (only if single-member)

Sole Proprietor

  • IRS EIN letter (if applicable)
  • Trade name certificate
  • Government-issued license

If you don’t have the items listed above, fear not! Contact a treasury management consultant, and they’d be happy to help guide you.

Also, if you’re making the switch to Gate City Bank from another financial institution, you can take it easy – we’ll take care of everything! We make the transition quick and simple, remaining by your side every step of the way.

Have Other Questions? We Can Help!

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800-423-3344

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1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.